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Shopify Profit Calculator

Shopify markets itself as fee-free, but the real cost shows up in your payment gateway, plan, app stack, and ad spend. Enter your numbers below — pre-set to Shopify — for the honest per-unit picture.

What Shopify actually costs in 2026

Shopify charges no marketplace commission, but you pay a payment gateway fee — typically 2.9% + $0.30 per transaction on the Basic plan with Shopify Payments, dropping to 2.7% on Grow and 2.5% on Advanced. Use a third-party gateway instead and Shopify adds a 0.2–2% penalty on top, which is how it keeps merchants on Shopify Payments. Plans run $39 (Basic), $105 (Grow), and $399 (Advanced) per month, with Plus from $2,300.

The hidden line items

Two costs sink most Shopify margin math. First, the app stack: a real store running email, reviews, subscriptions, and shipping apps easily spends $400–$1,200/month — the equivalent of a meaningful percentage of revenue. Second, attribution leakage: since iOS privacy changes, most stores under-attribute paid revenue by 20–40%, so the ROAS your ad platform reports is rosier than reality. Enter your real cost-per-unit ad spend, not platform-reported ROAS.

A worked example

A $35 product with $9.00 COGS, $4.50 shipping, and $5.00 ad spend pays roughly $1.32 in gateway fees (2.9% + $0.30). Net profit lands near $15.18 per unit on the transaction alone — but that is before your monthly plan and apps are spread across units. At low volume, fixed monthly costs can quietly erase that per-unit win, which is why Shopify rewards scale.

◆ A tip from my own store · Marcus Feld

Shopify shows the lowest fees in this calculator and it is my most expensive channel in real life. The sticker fee ignores your plan, gateway, app stack, and the fact that you pay for every visitor — my per-unit ad spend on Shopify runs roughly double what it does on Amazon, because nobody lands on my store by accident. When you model Shopify, put your true acquisition cost in the ad-spend field. That is where the channel actually costs you.

FAQ

Shopify Profit — common questions

Does Shopify charge a transaction fee?

Shopify charges no marketplace commission, but you pay a payment gateway fee — about 2.9% + $0.30 per transaction with Shopify Payments on Basic. If you use a third-party gateway, Shopify adds a 0.2–2% transaction fee on top. You also pay a monthly plan fee starting at $39.

Is Shopify really cheaper than Amazon or Etsy?

On per-transaction fees, usually yes — there is no referral or listing fee. But Shopify shifts cost to you in two places: you must drive your own traffic (higher ad spend), and you carry the app-stack and plan costs. Whether it is cheaper depends on your volume and marketing efficiency. Compare it directly using the calculator.

What should I include for a true Shopify cost?

Your gateway fee, a per-unit allocation of your monthly plan and apps, real ad cost per unit (not platform-reported ROAS), COGS, and shipping. The app stack and attribution leakage are the two costs sellers most often forget — and the two that most often erase the margin.

When does Shopify Plus make sense?

Shopify Plus (from $2,300/month) pays off when your monthly sales volume times the gateway-fee savings exceeds the upgrade cost — on card rate alone that is about $760,000/month against Advanced, and when you actually use Plus-only features like checkout customization or B2B. Most sellers who upgrade purely for "the features" pay for optionality they never exercise.

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